Cynthia Michel is a Financial Planner with P3 Wealth Advisors, where she partners with clients to evaluate options and make informed decisions aligned with their financial goals. She supports a broad range of planning needs, including retirement planning, investment planning, estate planning strategies, asset and risk management, education planning, and cash‑flow strategies for major life events.
Experience
With 15 years in the financial services field, Cynthia has extensive experience guiding clients through complex financial decisions.
She previously owned and operated a Professional Business Services firm, providing administrative support, bookkeeping, auditing and recordkeeping, media design, presentation development, and social media marketing. Her clients included CPAs, attorneys, restaurants, retail businesses, energy companies, and non‑profits.
Earlier in her career, Cynthia served as Executive Administrator for business and energy law firm for over a decade, gaining deep experience in operations, client support, and organizational leadership.
Education & Designations
- Education: Bachelor of Science in Business, East Texas Baptist University, Marshall, TX
- Professional Designation: RICP® (Retirement Income Certified Professional)
Personal Background
Cynthia lives in Plano, Texas with her husband, Ed, and their dog, Toby. Their children and their families are the highlights of their lives – especially their six grandchildren. She enjoys traveling with her husband, staying connected to her community, listening to live music, exploring the outdoors, and appreciating quiet time to recharge and reflect.
Cynthia supports various non-profits in the North Dallas area as well as a member of a Women's organization that chooses a local non-profit every quarter to support. She is active in The Plano Chamber of Commerce and some Professional Women's Organizations, well as being a Leadership Plano alumni.
Cynthia’s interest in financial services began early, inspired by her father, who entered the industry after a military career. His unexpected passing when she was young shaped her understanding of how important financial preparation is for families.
As an adult, Cynthia faced her own challenges, raising three sons, two of whom had Muscular Dystrophy, and for a while doing so as a single parent. While managing businesses and family responsibilities, she learned firsthand how complex life can be and how essential reliable guidance is.
These experiences drive Cynthia’s empathy and make her comfortable having real, honest conversations with clients about their needs, priorities, and concerns.